Fixed-Rate Mortgage
Be certain. Be confident.
For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.
Fixed Rate Certainty
Pay the same amount of monthly principal and interest for the life of the loan
Up to 95%
Most loans available for up to 95% of the appraised value of the home you’re purchasing
Pre-Qualification
We offer credit approval to help you determine how much house you can afford
Mortgage Loan Specialist
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Apply for a Loan.
Get started today! Apply for a loan by selecting a mortgage specialist to assist with your online application.
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Program |
Rate |
APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 10/30/2025 at 12:05pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing. |
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Program 30 Year Fixed (Conforming-Purchase) |
Rate 6.375% |
APR* 6.483% |
|
Program 15 Year Fixed (Conforming-Purchase) |
Rate 5.875% |
APR* 6.074% |
|
Program 30 Year Fixed (Jumbo) |
Rate Call for Rate Quote. |
APR* |
Calculators to help you choose the right mortgage for you.
What others are saying ...
BrandonEntire closing process was smooth and painless. Allegacy was great.
— Burlington, NC
