Fixed-Rate Mortgage

Be certain. Be confident.

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For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.

Fixed Rate Certainty

Pay the same amount of monthly principal and interest for the life of the loan

Up to 95%

Most loans available for up to 95% of the appraised value of the home you’re purchasing

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Fixed Mortgage Rates

Program

Rate

APR*

*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 05/10/2024 at 12:15pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing.

Program

30 Year Fixed (Conforming-Purchase)

Rate

6.875% with points.

APR*

7.081%

Program

30 Year Fixed (Conforming-Cash Out Refinance)

Rate

Call for Rate Quote.

APR*

Program

15 Year Fixed (Conforming-Purchase)

Rate

6.625% with points.

APR*

6.956%

Program

15 Year Fixed (Conforming-Cash Out Refinance)

Rate

Call for Rate Quote.

APR*

Program

30 Year Fixed (Jumbo)

Rate

Call for Rate Quote.

APR*

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Calculators to help you choose the right mortgage for you.

What others are saying ...

Entire closing process was smooth and painless. Allegacy was great.

Brandon
— Burlington, NC

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