New to Home Buying? We Have Tools for You!

Couple moving into new home

You’re ready to commit to buying your first home. Congratulations! Purchasing a home is the biggest single purchase most people make. Choosing the perfect house to make your home is exciting and there are lots of options when it comes to paying for it.

North Carolina has a program called NC Home Advantage for first-time and move-up homebuyers in North Carolina. The program not only offers qualified borrowers with affordable fixed rate mortgages, it also offers down payment assistance.

If you’re a first-time homebuyer or a military veteran who meets eligibility criteria, you may also be qualified for up to $8000 down payment assistance and the opportunity to combine your NC Home Advantage Mortgage with the NC Home Advantage Tax Credit. The tax credit could save you up to $2000 per year in Federal taxes; however, it cannot be combined with the NC 1st Home Advantage Down Payment. Contact one of our lenders to learn more about the program!

Source:  NC Housing Finance Agency at

Please consult your tax advisor.


Share Post

Find your happy place.

With competitive rates and lower fees than most lenders, our mortgages are easy to live with, today and for years to come.

Learn More