FlexLoan + Line of Credit

choose for you.

With a FlexLoan or a Flex Line of Credit, you choose your own terms. You can use it to lock in a fixed interest rate on one or more portions of a variable-rate loan, or consolidate high-interest debt into one monthly payment. As a a revolving loan, it also lets you borrow and repay as many times as you like.

Apply for a loan

Find out if you're eligible for an Allegacy FlexLoan + Line of Credit.

apply now

Purchasing Power

Borrow up to $350,000 on your primary residence, with a loan-to-value max of 100%

Fixed + Variable Rate

Convert all or part of your variable-rate home equity into multiple fixed-rate loans

Open-Ended Borrowing

A revolving, open-ended loan that lets you borrow funds, repay and borrow again

What others are saying

Allegacy team in foyer
Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Allegacy team in foyer
Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Allegacy team at community event
Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Allegacy team in atrium
Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Allegacy team at community event
Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Allegacy team at community event
Max S.

Very nice bank, staff is always ready to help with whatever you need.

Apply for a loan

Find out if you're eligible for an Allegacy FlexLoan.

apply now

Become a member

Have joy. Do the right thing.

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  • All loans are subject to credit and property approval. Rates are variable and are based on your credit history and profile. Rates and terms are subject to change without notice. Secondary residence qualifies for 80% of the equity with the max loan amount of $100,000.

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