Homes aren’t one-size-fits-all. Neither are home loans. That’s why we begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. With competitive rates and lower fees than most lenders, our mortgages are easy to live with, today and for years to come.
Eliminate your mortgage as fast as possible with little to no closing costs
Fixed monthly payments amortized over 15, 20 or 30 years
Low starting payments for a set period, followed by variable rates
Resources and guidance to support your new home construction
Great program with a low downpayment option in North Carolina
Buy a home with a smaller downpayment and get competitive rates
Up to 100% financing for retired and active service members
For mortgages of all kinds – second homes, investment properties and more
What others are saying
By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.
I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.
It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.
I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.
Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.
Very nice bank, staff is always ready to help with whatever you need.
2016 Credit Union of the YearAllegacy was named the 2016 Credit Union of the Year in Collaboration and Innovation by the National Association of Credit Union Services Organizations (NACUSO).
- All loans are subject to credit & property approval. Rates are based on your credit history and profile. Rates, terms and products are subject to change without notice.
- First mortgages are available in CA, CT, DE, District of Columbia, FL, GA, IL, IN, MD, NJ, NY, NC, PA, SC, TX, VA, WV.