Unsecured Loans

get what you need, to get to “go.”

Sometimes, getting to the starting line is the hardest part. At Allegacy we offer Unsecured Loans and lines of credit with no collateral required, so you can get the capital you need, with an option for a rate discount to help you make the most of it.

Apply for a loan

See if you're eligible for an Unsecured Loan.

apply now

Up to $35,000

Borrow up to $25,000, or open a line of credit of up to $35,000, depending on eligibility

No Collateral

No collateral required, and less paperwork to wade through – get to your funds faster

AutoPay Discount

Get a discount of up to 0.50% on your rate when you use AutoPay payment protection

More info about Unsecured Loans

  • Loans available up to $25,000*
  • Lines of credit available up to $35,000
Calculators to help you manage your debt smartly

What others are saying

Manny M.
North Carolina member

By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.

Gus K.

I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.

Patty S.
North Carolina member

It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.

Kathy W.
North Carolina member

I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.

Tanzola M.

Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.

Max S.

Very nice bank, staff is always ready to help with whatever you need.

Apply for a loan

See if you're eligible for an unsecured loan.

apply now

Not yet a member?

Move forward on your plans.

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  • * Some restrictions apply to loans over $10,000. Maximum amount of credit over this amount cannot at any time exceed the lesser of either 50% of your net worth or 85% of your liquid assets. Ask your lender for details.

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