Consolidation Loan

Simplify your debt.

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We all have them, from department store credit cards to high-interest loans. Instead of worrying about paying each individual lender, the smart financial decision for you may be to consolidate your outstanding debt into one low monthly payment. Let us help you get back on track!

Up to $25,000

If your credit score is 680 or better, you may be able to borrow up to $25,000

Competitive Rate

Enjoy a fixed rate as low as 6.99% APR for the entire life of your loan, so you can budget long term

Express Application

Get approved quickly through our online application process

No Collateral

No collateral required and less paperwork to wade through so you can get to your funds faster

Smarter Terms

Up to 7 year term so your loan will fit your monthly budget

Consistent + Predictable Payments

Unlike a credit card, the rate will never go up for the life of the loan even if prime increases

Calculators to help you manage your debt smartly

I have never had a bod experience with Allegacy. I’ve been telling family and friends about it for years.

Jacob J
— member from Hamptonville, NC

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