Allegacy’s HealthLink: Save money with our member-only pricing on supplemental coverage. Talk with us »



Introductory 2.99% APR* on purchases + balance transfers for the first 24 months! Variable rate after 24 months will be between 8.40% to 13.40% APR*



1.99% APR* for 90 days! After that, as low as prime minus 0.25% APR*

Appointments, Walk-In Hours and 24/7 digital access. Check your location for updates!

Allegacy is open and here to serve you!

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Allegacy’s HealthLink: Save money with our member-only pricing on supplemental coverage. Talk with us »

Little girl playing outdoors and getting a piggy back ride from her grandmother Little girl playing outdoors and getting a piggy back ride from her grandmother

be your best you.

be your best you.

helping members pursue wellness of mind, body and wallet since 1967.

with you on your journey, every step of the way.

How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

We want nothing more than for you to be your best you. So let’s get started.

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New + noteworthy offers:

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Home Equity

Add onto your dreams.

Whether you’re updating or even helping pay for college, see what’s possible by using the equity in your home.

apply now
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Did you know it's easy to move?

Flexible checking choices for everyone. Higher yields + lower fees. Now’s the time. Reach for better checking and we’ll help you make the switch.

learn more

Did you know?

When someone shares their wisdom with another, everyone benefits. At Allegacy, our goal is to help you think creatively about your path and do our best to help you reach your goals. As a credit union, we offer lower fees and higher earnings than you’d find at a bank. We’re member-owned and not-for-profit, and we measure success by how well we serve our members.

find out what we mean

Two mothers walking through the park chatting and pushing their kids in strollers.

Financial fitness is part of a balanced life.

young sporty couple on bike ride
William P.
member from Winston-Salem, NC

Felt a personal connection with the Allegacy associates that I dealt with.

father and son taking a selfie photo with their beagle dog
Darrel D.
member since 2004

Great folks to guide us through the process.

older couple kissing and taking a selfie
Karen B.
member from Kernersville, NC

Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

two young women with dog in park
Angelia J.
member since 2005

I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

What's your next goal?

Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

My financial priority for the next year is to ...

Let's make this happen

Find out how we serve our members and why we care.

be your best you

Today's Rates

SmartRate Checking
0.50% APY
AllHealth Wellness
0.10% - 1.05% APY
0.10% - 0.60% APY
Mortgage Eliminator
as low as 2.59% APY
as low as 1.99% APY
See all rates »