Holiday Spending Tips

Holiday Spending Tips

Believe it or not, it is possible to make it through the holidays and start the year off with your financial goals still intact. All it takes is a little planning! Use these five holiday shopping tips to save money as you shop for those you love this holiday season.

Set a budget

Once you know how much you can spend, then you can look for ways to save along the way. Money Management – our free online tool that allows you to see where the money is going and set budgets!

Look for sales

Check out early morning deals on Black Friday. Make your list and then look through the options to see what fits your budget.

Be Your Financial Best Tip #1: Use your Allegacy Signature Rewards Credit Card to earn points for every dollar you spend.

 

Repurpose

What can you use from last year? Instead of new decorations, new lights, new holiday attire, what can you repurpose? If you bought items on sale last year, find them!

Draw names

Do you need to exchange gifts with everyone in the family? Save time and money by drawing names—you’ll get to spend time choosing that one special gift rather than frantically searching for several.

Be Your Financial Best Tip #2: When you use your Allegacy Signature Rewards Credit Card, you can redeem points for cash, gift cards, or merchandise that you can use as a gift for a loved one or friend! 

 

Be crafty

If you have a hobby, you can save money by making gifts instead of buying them. Baked goods are often a welcome treat. You can also find lots of ideas online or in craft stores.

Following these simple tips will help you be your best this holiday season!

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