Preferred Checking

you've worked hard and it shows.

For those who are financially fit and feeling ready for their next step, Preferred Checking may be the right option. It rewards you simply for maintaining a higher minimum balance, offering competitive tiered dividends to help you get where you’re going faster.

Open an account

Get your Preferred Checking account started today.

open now

schedule an appointment

Your Best Dividends

Open with $50, earn your best dividends when you maintain the minimum account balance

Overdraft Protection

Not enough money in your account? We can transfer from your savings or line of credit

“No Service Fee” Option

Your $3 monthly service fee is waived when you maintain an average balance of $250

Free Checks*

Set up direct deposit and get one free package of Allegacy checks.*

Digital Services

Mobile banking, text alerts, eStatements and WebBanking put all the tools in your hands

Switch Today

Our online tool makes it simple – switch automated payments, direct deposits and more in a click

Open an Account

Get your Preferred Checking account started today.

open now

Calculators to keep your savings on track

Become a member

Chart your course. Chase your dreams.

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  • Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them.

  • On WebBanking, some restrictions may apply.

  • To use mobile banking or to get text alerts, you must first sign up for them. Allegacy does not charge a fee for these services, but your mobile carrier’s normal data rates apply.

  • *Each preferred checking account is eligible to receive up to one package of pre-selected standard, duplicate-style Allegacy checks per year.