SmartBalance Checking
embrace simplicity, find your balance.
There’s a lot to be said for simplicity. That’s why we offer SmartBalance Checking. It’s a basic, user-friendly account designed to help you take control of your spending while maintaining easy access to cash—whether you’re starting out or moving forward.
Open an account
Get your SmartBalance Checking account started today.
Checkless Checking
Ditch the checks for a Visa® Check Card – make purchases and withdrawals hassle-free
Overdraft Prevention
We designed this account to prevent overdrafts – if one does occur, we charge no fee
Smart Terms
Open with just $50, pay only $4.95 a month, waive the fee by signing up for direct deposit
Faster Deposits
No delays or hold times on direct deposits; applies to most payroll check deposits too*
Digital Services
Mobile banking, text alerts, eStatements and WebBanking put all the tools in your hands
Switch Today
Our online tool makes it simple – switch automated payments, direct deposits and more in a click
Open an account
Get your SmartBalance Checking account started today.You might like ...
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Chart your course. Chase your dreams.Disclosures
*Faster Deposits: Some restrictions may apply.
This account does not include check-writing privileges. If checks are ordered from an outside vendor on this account, they will be returned.
Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement, there is a monthly fee of $2.00.
On WebBanking, some restrictions may apply.
To use mobile banking or to get text alerts, you must first sign up for them. Allegacy does not charge a fee for these services, but your mobile carrier’s normal data rates apply.
Third Party Site Disclaimer
You are now leaving the Allegacy Federal Credit Union website. The Credit Union does not operate this alternate site to which you are linking and is not responsible for the content of the website nor any transactions performed on this website. Privacy and security policies may differ from those practiced by the Credit Union.