SmartBalance Checking

embrace simplicity, find your balance.

There’s a lot to be said for simplicity. That’s why we offer SmartBalance Checking. It’s a basic, user-friendly account designed to help you take control of your spending while maintaining easy access to cash—whether you’re starting out or moving forward.

Open an account

Get your SmartBalance Checking account started today.

open now

Checkless Checking

Ditch the checks for a Visa® Check Card – make purchases and withdrawals hassle-free

Overdraft Prevention

We designed this account to prevent overdrafts – if one does occur, we charge no fee

Smart Terms

Open with just $50, pay only $4.95 a month, waive the fee by signing up for direct deposit

Faster Deposits

No delays or hold times on direct deposits; applies to most payroll check deposits too*

Digital Services

Mobile banking, text alerts, eStatements and WebBanking put all the tools in your hands

Switch Today

Our online tool makes it simple – switch automated payments, direct deposits and more in a click

Open an account

Get your SmartBalance Checking account started today.

open now

Calculators to keep your savings on track

Not yet a member?

Chart your course. Chase your dreams.

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Disclosures

  • *Faster Deposits: Some restrictions may apply.
  • This account does not include check-writing privileges. If checks are ordered from an outside vendor on this account, they will be returned.
  • Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement, there is a monthly fee of $2.00.
  • On WebBanking, some restrictions may apply.
  • To use mobile banking or to get text alerts, you must first sign up for them. Allegacy does not charge a fee for these services, but your mobile carrier’s normal data rates apply.

Third Party Site Disclaimer

 

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