embrace simplicity, find your balance.
There’s a lot to be said for simplicity. That’s why we offer SmartBalance Checking. It’s a basic, user-friendly account designed to help you take control of your spending while maintaining easy access to cash—whether you’re starting out or moving forward.
Ditch the checks for a Visa® Check Card – make purchases and withdrawals hassle-free
We designed this account to prevent overdrafts – if one does occur, we charge no fee
Open with just $50, pay only $4.95 a month, waive the fee by signing up for direct deposit
No delays or hold times on direct deposits; applies to most payroll check deposits too*
Mobile banking, text alerts, eStatements and WebBanking put all the tools in your hands
Our online tool makes it simple – switch automated payments, direct deposits and more in a click
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- *Faster Deposits: Some restrictions may apply.
- This account does not include check-writing privileges. If checks are ordered from an outside vendor on this account, they will be returned.
- Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement, there is a monthly fee of $2.00.
- On WebBanking, some restrictions may apply.
- To use mobile banking or to get text alerts, you must first sign up for them. Allegacy does not charge a fee for these services, but your mobile carrier’s normal data rates apply.