SmartBalance Checking
embrace simplicity, find your balance.
There’s a lot to be said for simplicity. That’s why we offer SmartBalance Checking. It’s a basic, user-friendly account designed to help you take control of your spending while maintaining easy access to cash—whether you’re starting out or moving forward.
Open an account
Get your SmartBalance Checking account started today.
Checkless Checking
Ditch the checks for a Visa® Check Card – make purchases and withdrawals hassle-free
Free Direct Deposit
Sign up for direct deposit and receive no monthly service fee
Smart Terms
Open with just $50, pay only $4.95 a month, waived with direct deposit
Faster Deposits
No delays or hold times on direct deposits; applies to most payroll check deposits too*
Digital Services
Mobile banking, text alerts, eStatements and WebBanking put all the tools in your hands
Switch Today
Our online tool makes it simple – switch automated payments, direct deposits and more in a click
Open an account
Get your SmartBalance Checking account started today.You might like ...
Here are a few other resources, pages and articles you might enjoy.
3 Steps to Creating a Budget You Can Live With
Finally, you have a paycheck and you can spend it any way you want. But wait! There are bills to…
Understanding Your Paycheck
Congratulations! You’ve just landed a new job. At Allegacy Federal Credit Union, we believe in doing the right thing for…
Why You Should Get a Credit Card
College is not just about school and friendships; it’s also about preparing for your future. Once you graduate and enter…Not yet a member?
Chart your course. Chase your dreams.Disclosures
*Faster Deposits: Some restrictions may apply.
This account does not include check-writing privileges. If checks are ordered from an outside vendor on this account, they will be returned.
Allegacy provides eStatements as a free service; however, you must sign up for eStatements to receive them. If you choose to receive a printed monthly statement, there is a monthly fee of $2.00.
On WebBanking, some restrictions may apply.
To use mobile banking or to get text alerts, you must first sign up for them. Allegacy does not charge a fee for these services, but your mobile carrier’s normal data rates apply.
Third-Party Site Disclaimer
You are leaving the Allegacy Federal Credit Union website. Please review the privacy policy of the destination website if you would like to know more about the operator’s privacy practices.