Fixed-Rate Mortgage

be certain. be confident.

For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.

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See if you qualify for a Fixed-Rate Mortgage from Allegacy.

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Fixed Rate Certainty

Pay the same amount of monthly principal and interest for the life of the loan more »

Up to 95%

Most loans available for up to 95% of the appraised value of the home you’re purchasing more »

Pre-Qualification

We offer credit approval to help you determine how much house you can afford

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

Check Loan Status

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Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

Calculators to help you choose the right mortgage for you

Apply for a loan

See if you qualify for a fixed-rate mortgage.

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What others are saying

little kid pressing their ear to mom's pregnant stomach in sunny room
Wendy N.
member from Thomasville, NC

Helpful, courteous mortgage loan officer and processor. They stayed on top of my mortgage. Kept me informed and helped me select a mortgage that would work for me. It was a great experience from beginning to end.

Two ecstatic friends taking a selfie and laughing
Landon O.
member from Pfafftown, NC

Very helpful and quick. The ease of the loan along with the great loan officers helping me every step of the way.

Front entrance with bench and round mirror by blue front door
Karen E.
member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

smilling border collie holding toy ball in mouth playing with owner
Nathen W.
member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

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