Adjustable-Rate Mortgage

start strong, and speed up.

Adjustable-Rate Mortgages are not for everyone. But for some, they can be a sound home ownership strategy. This type of loan starts with lower monthly payments for a fixed period, followed by variable rates (with rate limitations) that make your monthly payments fluctuate at set intervals.

Apply for a loan

See if you qualify for an Adjustable-Rate Mortgage from Allegacy.

apply now

view our rates »

Annual Adjustments

Begin annual adjustments after two (2/1), five (5/1) or seven (7/1) years more »

15-30 Year Loans

You can choose to amortize your adjustable-rate mortgage across 15 or 30 years more »

Pre-Qualification

We offer credit approval to help you determine how much house you can afford

Check Loan Status

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Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

What others are saying

smilling border collie holding toy ball in mouth playing with owner
Nathen W.
member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

senior couple taking a selfie at the beach
Amy C.
member from Winston-Salem, NC

Amazing service, lightening fast responses to inquiries! Treated me as though I was the only customer Allegacy has!

Senior couple kayaking woman taking a selfie with man in the background
Francisco A.
member from Greensboro, NC

Quick response, good service and good offers.

Two ecstatic friends taking a selfie and laughing
Landon O.
member from Pfafftown, NC

Very helpful and quick. The ease of the loan along with the great loan officers helping me every step of the way.

Front entrance with bench and round mirror by blue front door
Karen E.
member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

Apply for a loan

See if you qualify for an Adjustable-Rate Mortgage.

apply now

Calculators to help you choose the right mortgage for you

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Disclosures

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    All loans are subject to credit approval, credit profile, amount financed and ability to pay. Other fees may be assessed. All rates, products and services are subject to change at any time without notice.