Adjustable-Rate Mortgage

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Adjustable-Rate Mortgages are not for everyone. But for some, they can be a sound home ownership strategy. This type of loan starts with lower monthly payments for a fixed period, followed by variable rates (with rate limitations) that make your monthly payments fluctuate at set intervals.

Annual Adjustments

Begin annual adjustments after two (2/1), five (5/1) or seven (7/1) years. See payment examples »

15-30 Year Loans

You can choose to amortize your adjustable-rate mortgage across 15 or 30 years. See payment examples »

Pre-Qualification

We offer credit approval to help you determine how much house you can afford

Adjustable Mortgage Rates
Our ARM's just got an upgrade - check out our newest 15/15 ARM!

Program

Rate

APR*

*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 09/30/2022 at 2:15pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing.

Program

5/1 ARM (Conforming-30 year term)

Rate

6.250% with points

APR*

4.402%

Program

7/1 ARM (Conforming-30 year term)

Rate

6.500% with points

APR*

4.922%

Program

10/1 ARM (Conforming-30 year term)

Rate

6.500%

APR*

5.477%

Program

15/15 ARM (Conforming-30 year term)

Rate

5.000%

APR*

4.977%

Program

10/1 ARM (Conforming-30 year term) Medical Professional Program

Rate

6.875%

APR*

5.740%

Program

7/1 ARM (Jumbo-30 year term)

Rate

6.750% with points

APR*

4.990%

Program

10/1 ARM (Jumbo-30 year term)

Rate

6.625%

APR*

5.495%

Program

10/1 ARM (Jumbo-30 year term) Medical Professional Program

Rate

6.625%

APR*

5.495%

Calculators to help you choose the right mortgage for you

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