Indian Trail

*APY= Annual Percentage Yield. The APY is 5.75% with a dividend rate of 5.591%. New money only. $100K max per member. Rates are available as of 12.4.23 and are subject to change without notice. Early termination fees may apply. Certificate Special is available on consumer, business and IRA accounts. Limited time offer. Product can only be opened in the Indian Trail Financial Center. Early withdrawal penalty may apply, fees may affect earnings.

Membership eligibility required.

**APR=Annual Percentage Rate. Rates are variable and following the introductory period, based on as low as
Prime Rate minus 0.25%. The maximum rate is 18.00% and the lowest rate could never be below the floor of 4.00%. Rate is also affected by your credit history and profile and, like terms, are subject to change without notice. Loans are subject to credit and property approval. Appraisals are required on loan amounts of $100,000 or greater. There is no annual fee or prepayment penalty fee. Homeowner’s insurance and, if applicable, flood insurance is required. Interest may be tax deductible; consult tax advisor for details.

Membership eligibility required.