Federal Housing Administration Loan
Dream big. Never stop.
For many people, a Federal Housing Administration (FHA) Loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.
Lower Downpayment
FHA loans require a smaller downpayment, helping put home ownership within reach
Competitive Rates
Enjoy competitive interest rates, which make monthly payments more affordable
Government-Backed Mortgage
Great option for first-time homebuyers and experienced homeowners with limited cash for a down payment or lower FICO scores than needed for conventional financing.
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Program |
Rate |
APR* |
|---|---|---|
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*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 01/27/2023 at 1:15pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing. |
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Program FHA 30 Year (FHA) |
Rate 6.000% |
APR* 6.198% |
Calculators to help you choose the right mortgage for you
What others are saying
Karen E.Allegacy made everything so easy. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me.
— member from Lexington, NC
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