Federal Housing Administration Loan

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For many people, a Federal Housing Administration (FHA) Loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

FHA Mortgage Rates

Program

Rate

APR*

*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 09/29/2022 at 2:00pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing.

Program

FHA 30 Year (FHA)

Rate

6.625% with points

APR*

6.851%

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What others are saying

Allegacy made everything so easy. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me.

Karen E.
— member from Lexington, NC

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