Federal Housing Administration Loan

Dream big. Never stop.

For many people, a Federal Housing Administration (FHA) Loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.

Lower Downpayment

FHA loans require a smaller downpayment, helping put home ownership within reach

Competitive Rates

Enjoy competitive interest rates, which make monthly payments more affordable

Government-Backed Mortgage

Great option for first-time homebuyers and experienced homeowners with limited cash for a down payment or lower FICO scores than needed for conventional financing.

FHA Mortgage Rates

Program	Rate	APR*
APR = Annual Percentage Rate. Rates are subject to change without notice.* Rates last updated on 04/28/2025 at 12:10pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing.
Program FHA 30 Year (FHA)	Rate 6.625%	APR* 6.721%