Fraudsters are after your money. Please be aware of an increase in phone, email, text, and mail/mailbox- based scams requesting your personal information, PINs, and debit cards. Scammers can alter the number and name sent to your caller ID or email to disguise their identity. Never give out your online banking credentials, log in or account information to anyone contacting you, including someone claiming to be from Allegacy. When in doubt, call us at 336.774.3400 to confirm or to report suspected fraud.
Credit Cards
Be energized. Move through your day.
Cards to fit your lifestyle.
Shopping online, running errands, paying bills — transactions make the world go round. But it’s not just about money changing hands or the benefits a Visa® card can offer. It’s the way you move through your day, the lifestyle you’re working toward and the experience you expect.
Want to earn points on your purchases and redeem them later for rewards.
APR
0% Introductory APR* for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 16.40% to 18.00%.
Fees
No annual fee, no over-limit fees but other fees may apply.
Want low, prime-based variable interest rates and credit limits up to $25,000.
APR
0% Introductory APR* for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 13.40% to 18.00%.
Fees
No annual fee, no over-limit fees but other fees may apply.
Associates are friendly, courteous, professional and knowledgeable.
Sarah
— member for over 7 years
Let's be our best, together.
When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Promoting Economic Development
As an extension of our community outreach, we support local chambers of commerce and other organizations that promote economic development in the communities within our footprint. Some highlights of our … Continue reading →
Promoting Financial Health + Wellbeing
At Allegacy, we live out our brand promise of doing the right thing for the wellbeing of our employees, members, and the broader community by promoting financial health. We are … Continue reading →
Don’t Wait Golf Tournament
Allegacy Federal Credit Union is hosting the 25th Annual DW Benefit Golf Tournament at Bermuda Run Country Club in Bermuda Run, NC on Thursday, October 3rd, 2024. To date, the … Continue reading →
All loans are subject to credit approval. Rates are based on your credit history and profile. All rates, products and terms are subject to change without notice.
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*APR = Annual Percentage Rate. 0% Introductory APR for 18 months on purchases and balance transfers made within 12 months of account opening. After that your variable APR will be between 13.40% to 18.00%, based on credit worthiness. This APR will vary with the market based on the Prime Rate. There will be a balance transfer fee of 3% of each transaction amount or minimum of $5.00, whichever is greater. After the promotional period ends, there will not be a balance transfer fee. There is no annual fee, but cash advance and foreign transaction fees may apply. Certain restrictions apply. All loans are subject to credit approval. Program, rates, terms and conditions are subject to change without notice. For additional terms and conditions, please refer to Signature Rewards Benefit Guide, Travel Accident and Baggage Delay Benefit Guide and Application + Solicitation disclosure.
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