Hello, Charlotte area neighbors!

Allegacy is growing in your area!

Open an account

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A great banking partner should make life easier.

At Allegacy Federal Credit Union, doing right for you and your wellbeing is our focus every day. We strive to help our members take control of their finances and we measure success by how we serve members. Our fees are lower than a bank’s and the interest you earn on savings is higher. So, whether you’re opening a first checking account or financing a boat for Lake Norman, we’ve got the banking tools and expertise to help you reach your goals.

Charlotte Area Financial Center Locations

Allegacy Financial Center in Indian Trail, NC

Indian Trail, Now Open!

Now open in the Charlotte suburb of Indian Trail, NC, our newest financial center is Allegacy’s first in Union County. Located near the town center, at 307 Unionville Indian Trail Road, this facility will focus on offering financial resources to the area’s growing population of business professionals and families.

Charlotte area locations identified on a map by the Allegacy mark

Other Charlotte Area Locations

100 Queens Road, Charlotte Near the city center

3021 Prosperity Church Road, Charlotte
Just a few miles from UNC-Charlotte

735 Sustainability Way, Davidson
Only 1 mile from Davidson College

Why choose Allegacy?

What makes Allegacy different from other financial institutions? We put our members first at every turn, and focus on their wellbeing. It’s not just a promise, it’s something we believe in. We’re welcoming new members every day and we hope you’ll soon be one of them.

Boy learning to ride a bicycle with his father in park.

Offering the right choices

From a selection of innovative products and services to a collection of digital and in-person ways to connect, you will find options here.

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A credit union that cares.

“People helping people” is the credit union motto and we stand by it. It’s why we created a park for those who’ve battled cancer. It’s why we raise and donate funds to enrich our communities.

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Member-owned and not-for-profit

Our fees are lower than a bank’s and the interest you earn on savings is higher. We measure success by how we serve members. Just ask our existing 5,000+ Charlotte members how we’re doing!

Special Offers

We have incredible offers for new members joining at our Charlotte Financial Centers — and there’s more to come! Check back frequently for updates to this section.

Whether you know it or not, you are making a tremendous difference for your patients and the community. We understand the sacrifice that comes with your career in the medical field, which is why we’ve designed financial products and services just for medical professionals like you. Let us help you get where you want to go.

Let Allegacy help you along your financial wellness journey with Enrich, an interactive financial education tool. Mobile and tablet enabled, Enrich delivers dynamic content and lessons on a range of personal finance topics that enhance your financial wellbeing.

  • Create your profile to unlock custom financial tools + courses
  • Complete your Financial Wellness Checkup for a personalized learning plan
  • Enter the $1000 Monthly Challenge to learn more + possibly win a prize

What others are saying…

Financial institutions typically only pay lip service to relationships and client service. The entire team at Allegacy have consistently demonstrated that my family matters. I truly believe we are respected and appreciated!

Ryan P.
— Charlotte, NC

Become a credit union member.

Join online now. The application takes about 10 minutes. Just have your ID, Social Security Number and funding account info ready.

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Together, we're stronger.

When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.

  • Allegacy donated nearly

    of our net income to support the community’s food insecurity, education + health + wellbeing

  • Helped members work towards reducing debt by

    on average

  • Allegacy funded nearly

    in business loans to our local communities