Financial Centers in Charlotte

Growing in the Queen City

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A great banking partner should make life easier.

At Allegacy Federal Credit Union, doing right for you and your wellbeing is our focus every day. We’re constantly working to make your life easier by finding new solutions to help you manage your money and accomplish your goals. So, whether you’re opening a first checking account or financing a boat for Lake Norman, we’ve got the banking tools and expertise to help you do it.

Earn 4.00% APY*

Exclusive Money Market Special is available for a short time. Click Special Offers in the teal bar below and open yours today.

What makes Allegacy a unique financial institution? Watch this video to learn more about how we can help you reach your goals.

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Wellness of mind, body + wallet.

Health is a matter of balance. That belief shows in everything we do — from the values we cultivate to the resources we offer. In these new Financial Centers, you will find a full suite of services and seasoned experts to advise and celebrate your goals.

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A credit union that cares.

“People helping people” is the credit union motto and we stand by it. It’s why we created a park for those who’ve battled cancer. It’s why we raise and donate funds to enrich our communities.

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Member-owned and not-for-profit

Our fees are lower than a bank’s and the interest you earn on savings is higher. We measure success by how we serve members. Just ask our existing 5,000+ Charlotte members how we’re doing!

Special Offers

We have incredible offers for new members joining at our Charlotte Financial Centers — and there’s more to come! Check back frequently for updates to this section. We will evolve the offers as we learn from this community what you most need to improve your financial fitness.

Make the most of your money and access your funds when needed. Our 4.00% APY* Money Market Special is easy to open!

Available for a short time only!

Open online. If unable to open online, please visit one of these financial centers. This offer is available exclusively in our Charlotte area.

  • 100 Queens Rd, Charlotte
  • 3021 Prosperity Church Rd, Charlotte
  • 735 Sustainability Way, Davidson

Allegacy is federally insured by NCUA. *APY = Annual Percentage Yield. APY is effective as of 1.9.23. Rate of 4.00% APY is offered and paid through 6.30.23. After this date, this becomes a variable account with variable rates. Rate may change after 6.30.23. Minimum opening deposit: $50.00. No minimum balance is required to earn advertised APY. Fees may reduce earnings. Offer is not available for businesses and non-profits. Product may be withdrawn or changed at any time without prior notice.

If your mortgage is more than a few years old, it might be the right time to refinance with an Allegacy Mortgage Eliminator Loan. It could take years off of your mortgage and save you a lot over the life of the loan. If you have a moderate-to-small balance, with a low rate and little-to-no closing costs you could pay off your loan even faster.

  • Finance terms available for 7-15 years
  • Little-to-no closing costs
  • Available for your primary residence and vacation home

Discover how much you could actually save by letting our calculators do the math!

Start saving and apply online now or call us today at 336.774.3400 and we can run the numbers for you.

*Rates are based on your credit history and profile. All rates, terms, products and services are subject to change without notice. Closing costs are fees charged by Allegacy at the closing of transactions that may include property title search, flood certification and if deemed necessary, an appraisal fee. Membership eligibility required.

Looking for a new car? Or maybe you want to refinance your current one to save a little cash? Either way, Allegacy has options to help make car ownership more affordable for you. With competitive terms and up to 100% financing on new and pre-owned vehicles, we aim to help put the keys in your hand faster or help to keep them there.

  • New – Used – Refinance
  • Flexible term options
  • Loan approvals good for 60 days

Find the auto loan that fits you best. Apply online now or call us today at 336.774.3400 to discuss your options.

*APR= Annual Percentage Rate. All loans are subject to credit approval. Rates are based on your credit history and profile. Rates, terms and products subject to change without notice. APR as low as 5.65% is effective as of 01/20/2022.

Whether you know it or not, you are making a tremendous difference for your patients and the community. We understand the sacrifice that comes with your career in the medical field, which is why we’ve designed financial products and services just for medical professionals like you. Let us help you get where you want to go.

Let Allegacy help you along your financial wellness journey with Enrich, an interactive financial education tool. Mobile and tablet enabled, Enrich delivers dynamic content and lessons on a range of personal finance topics that enhance your financial wellbeing.

  • Create your profile to unlock custom financial tools + courses
  • Complete your Financial Wellness Checkup for a personalized learning plan
  • Enter the $1000 Monthly Challenge to learn more + possibly win a prize

Financial Center Locations

Allegacy Staff and Community Leaders Cut Ribbon at 100 Queens Road

100 Queens Road

On June 29th as we celebrated the grand opening of our newest Financial Center at 100 Queens Road. Members from the Charlotte community and the Allegacy team cut a ribbon, toured the space and enjoyed refreshments + networking. Thank you to Larken Egleston and Rob Horton for being our guest speakers and welcoming us to the community!

grand opening

3021 Prosperity Church Road

On October 18th, only a few miles from UNC-Charlotte, we celebrated the grand opening of our second Charlotte Financial Center at 3021 Prosperity Church Road. In addition to delicious treats and fellowship, the Allegacy team and members from the community enjoyed the kind words from our special guests, Michael Orzech and Reneé Johnson.  We thank you all for such a warm welcome!

architectural rendering of an Allegacy branch interior

More to Come...

Allegacy is excited about our recent growth in the Charlotte.  That said, because of our commitment to helping members in this community, we will continue to evaluate new opportunities for potential expansion.  Who knows, you may see us in your neighborhood next.  Send us a message to let us know if you want us to move in near you!

Meet the Team

Together, this group of financial experts will serve you by helping you make smart financial choices.

Andy Jamison LeGere portrait

Andy Jamison-LeGere

AVP Retail Regional Manager

Phone: 704.900.8171

Locations: Queens Road, Prosperity Church Road

Stephen Bowman portrait

Stephen Bowman

Financial Center Manager

Phone: 704.817.9321

Locations: Queens Road

Jon Hall

Financial Center Manager

Locations: Prosperity Church Road

Jermain Parker portrait

Jermain Parker

VP Commercial Credit Officer

Phone: 704.817.9748

Locations: Queens Road, Prosperity Church Road

Rob Thomas portrait

Robert Thomas

VP of Commercial Banking

Phone: 704.817.9750

Locations: Queens Road, Prosperity Church Road

photo of Greg Girdis, Investment Group Advisor

Greg Girdis

CFS* Financial Advisor
Joe Curie

Joe Curie

Mortgage Loan Specialist | NMLS# 1984653

Phone: 704.817.9747

Locations: Queens Road, Prosperity Church Road

Arin Walker portrait

Arin Walker

Private Banker

Phone: 704.817.9324

Locations: Queens Road, Prosperity Church Road

Alexa Brown

Business Development Specialist

Phone: 704.900.6913

Locations: Queens Road, Prosperity Church Road

Become a credit union member.

Join online now. The application takes about 10 minutes. Just have your ID, Social Security Number and funding account info ready.

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What others are saying…

I have never had a bad experience with Allegacy. I’ve been telling family and friends about it for years.

Jacob J
— member from Hamptonville, NC