Group of medical staff of various ages talking in hospital corridor during work break Group of medical staff of various ages talking in hospital corridor during work break

Medical Professionals

Meet the credit union that cares for your financial health.

It’s a great time for a financial checkup.

‌As a medical professional, caring for your patients can be a 24/7 commitment. At Allegacy Federal Credit Union, we provide the same care for your financial needs.

We understand that medical schedules may not always allow time for financial service needs such as managing bills and payments or even buying a new home. Our goal is to make those things a little easier for you. That’s why we collected products + services to help meet your needs wherever you are in your professional and personal journey, some even ‘prescribed’ just for you.

 

Medical Mortgage Program

New to your role as a medical professional? You may qualify for a loan that’s just right for you. Explore how to save money and get a great low rate.

Community Partners Program

As a healthcare worker looking to buy a house, you may qualify to receive up to $10,000 to assist with down payment and closing costs. Speak with a Mortgage Loan Specialist to learn more.

Home Equity Line of Credit

Already a homeowner? You have the option to borrow against the equity in your home. This is a great way to prepare for emergencies or finance a one-time expense.

SmartRate Checking

A checking account that helps you achieve a healthy balance. Earn premium dividends, get nationwide ATM refunds with no monthly fee and no minimum balance required.*

Digital Services

A faster way for us to care for you. Access accounts + make transactions with our Mobile App or WebBanking. Deposit checks, make payments + transfers and more. Plus, use digital chat assistant, Welby, for help!

Interactive Teller Machines

Ensuring you’re never without care, our ITMs are available 24/7 for transactions and LIVE Member Service Representatives are available via video during business hours + Saturday mornings.

Mortgage Saver Certificate

Just starting in a career + looking to buy a home may require extra support when it comes to savings. Our 60-month certificate helps you save to meet your goal.

Health Savings Account

Your patients may be prepared for medical expenses but are you? A Health Savings Account is a smart way to prepare for future medical expenses, tax-free.

Allegacy’s Healthlink

Get access to exclusive savings on health-related coverage. This includes dental and vision policies so you are always covered no matter where your employment takes you and your family.

Additional tools and services to care for your needs.

Caring for others while working back-to-back shifts can be exhausting. Managing your financial future doesn’t have to be. Our team of Financial Advisors, available through CUSO Financial Service, L.P., are here to help you find a balance between managing your cash flow and protecting your family or even your medical practice.

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Your financial wellness journey is important and sometimes it’s difficult to know where to start. If you are interested in learning more about budgeting, building credit, or have other needs in order to meet your financial goals, we have tools and courses readily available to you.

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In recognizing the busy lifestyle you lead and that time is a very valuable commodity, our Private Banking team is here to help you with personalized, simple, and convenient service, delivered at your hospital, practice, or preferred financial center. Your dedicated advisor will assist you with all of your personal banking needs from deposit accounts, banking services, loan requests, and serve as your primary point of contact to introduce you to specialists in areas of financial planning, insurance, and mortgage.

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Become an Allegacy Member.

Find out what makes us different.

join today

We appreciate your achievements and dedication.

Disclosures

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    *Higher dividend rate is based on meeting all SmartRate Checking requirements. Requirements include: eStatements, ten check card transactions and direct deposit (or ACH debit) per cycle.