Adjustable-Rate Mortgage
start strong, and speed up.
Adjustable-Rate Mortgages are not for everyone. But for some, they can be a sound home ownership strategy. This type of loan starts with lower monthly payments for a fixed period, followed by variable rates (with rate limitations) that make your monthly payments fluctuate at set intervals.
Apply for a loan
See if you qualify for an Adjustable-Rate Mortgage from Allegacy.
Annual Adjustments
Begin annual adjustments after two (2/1), five (5/1) or seven (7/1) years more »
15-30 Year Loans
You can choose to amortize your adjustable-rate mortgage across 15 or 30 years more »
Pre-Qualification
We offer credit approval to help you determine how much house you can afford
Mortgage Loan Specialist
Get in touch with one of our specialists for a consultation.
Check Loan Status
Log in to check the status of your loan or view messages.
Contact us
Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.
What others are saying
Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.
Very helpful and quick. The ease of the loan along with the great loan officers helping me every step of the way.
The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!
Helpful, courteous mortgage loan officer and processor. They stayed on top of my mortgage. Kept me informed and helped me select a mortgage that would work for me. It was a great experience from beginning to end.
Apply for a loan
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When you become an Allegacy member, the benefits aren’t just individual. When you invest with us, we invest in arts, education, health and community service organizations throughout the Triad. It brings us joy to help our community thrive. It’s also the right thing to do.
Don’t Wait Golf Tournament
Every year, golfers gather at the Bermuda Run Country Club to enjoy 18 holes of championship golf – while raising funds and awareness to prevent breast and ovarian cancers.
Scholarships
The ability to get an education can mean the world. We offer scholarship programs to make a difference in the lives of students like Rafael Grillo, who wanted to make...
Our Art Gallery
Our headquarters is also a home for the arts: it contains the W.K. “Ike” Keener, Jr. Art Gallery, which displays work from local artists and non-profit galleries across our region.
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Make yourself at home.Disclosures
All loans are subject to credit approval, credit profile, amount financed and ability to pay. Other fees may be assessed. All rates, products and services are subject to change at any time without notice.
