Fixed-Rate Mortgage

be certain. be confident.

For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.

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See if you qualify for a Fixed-Rate Mortgage from Allegacy.

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Fixed Rate Certainty

Pay the same amount of monthly principal and interest for the life of the loan more »

Up to 95%

Most loans available for up to 95% of the appraised value of the home you’re purchasing more »


We offer credit approval to help you determine how much house you can afford

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

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Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

Calculators to help you choose the right mortgage for you

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See if you qualify for a fixed-rate mortgage.

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What others are saying

young couple with dog in the park
Mark S.
member from Winston-Salem, NC

The overall experience was great!!! Sherry definitely went out of her way to provide us with the best service we’ve ever had a bank, especially with buying our forever home!!! She’s the BEST!!

mother and daughter take selfie hiking
Lori T.
member since 2012

Professional, kind, went above-and-beyond to ensure my my closing date was maintained

girl and mother exploring flowers
Leeann B.
member since 2011

David and his team were wonderful through the entire process. They kept me informed and were quick to respond to my questions and concerns.

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