Fixed-Rate Mortgage

be certain. be confident.

For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.

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See if you qualify for a Fixed-Rate Mortgage from Allegacy.

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Fixed Rate Certainty

Pay the same amount of monthly principal and interest for the life of the loan more »

Up to 95%

Most loans available for up to 95% of the appraised value of the home you’re purchasing more »

Pre-Qualification

We offer credit approval to help you determine how much house you can afford

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

Check Loan Status

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Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

Calculators to help you choose the right mortgage for you

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See if you qualify for a fixed-rate mortgage.

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What others are saying

Dad and Son playing football in front yard
Michael R.
member from Palm Beach Garden, FL

Bob Church made himself available whenever I had questions or concerns… He even took the time with me late on a Friday night … I didn’t know there were other people like myself that work that hard for their members.

Old Terrier sleeping on bright pink pillow
Madison P.
member from Holly Springs, NC

Friendly staff who were very knowledgeable and patient with first time home buyers!

Happy young male at home smiling with tablet in hand
Daniel Y.
member from Winston-Salem, NC

Bob Church was absolutely without doubt. FANTASTIC! He was there every step of the way. For a first-time home buyer, it’s imperative that we understand the process, and it was his mission to make sure I followed along with every step. I recommend him ten times over!

Daughter hugging Dad's neck at home
Tobi M.
member from Winston-Salem, NC

Local team. Very friendly and efficient.

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