Fixed-Rate Mortgage

be certain. be confident.

For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.

START HERE if you are already working with a Mortgage Loan Specialist-OR-Apply Now

Competitive Rates

We can guide you toward greater savings and smarter choices that will ensure many happy years at any address.

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Rates are subject to change without notice.

Fixed Rate Certainty

Pay the same amount of monthly principal and interest for the life of the loan more »

Up to 95%

Most loans available for up to 95% of the appraised value of the home you’re purchasing more »

Pre-Qualification

We offer credit approval to help you determine how much house you can afford

Mortgage Loan Specialist

Get in touch with one of our specialists for a consultation.

Check Loan Status

Log in to check the status of your loan or view messages.

Contact us

Questions? Feel free to contact us at 336.774.3400 or 800.782.4670.

Calculators to help you choose the right mortgage for you

What others are saying

senior couple taking a selfie at the beach
Amy C.
member from Winston-Salem, NC

Amazing service, lightening fast responses to inquiries! Treated me as though I was the only customer Allegacy has!

Front entrance with bench and round mirror by blue front door
Karen E.
member from Lexington, NC

Allegacy made everything so easy to send in information. They also have some of the best rates for mortgages.Everyone kept me up to date on what was needed or expected from me. They also made it easy to work out a closing date that suited our needs since we work during the day.

Senior couple kayaking woman taking a selfie with man in the background
Francisco A.
member from Greensboro, NC

Quick response, good service and good offers.

smilling border collie holding toy ball in mouth playing with owner
Nathen W.
member from Winston-Salem, NC

The people I have worked with on the two mortgages I have with Allegacy have made my experience great – so professional caring and helpful!

Two ecstatic friends taking a selfie and laughing
Landon O.
member from Pfafftown, NC

Very helpful and quick. The ease of the loan along with the great loan officers helping me every step of the way.

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