be certain. be confident.
For most people, a fixed-rate mortgage is a smart choice. Because the rate is locked in, your monthly principal and interest payments won’t change much (if at all) over the life of your loan – providing a steady fiscal landscape to build your budget on.
Pay the same monthly amount of principal and interest across 15, 20 or 30 years more »
Up to 95%
Most loans available for up to 95% of the appraised value of the home you’re purchasing more »
We offer credit approval to help you determine how much house you can afford
Calculators to help you choose the right mortgage for you
Apply for a loanSee if you qualify for a fixed-rate mortgage.
What others are saying
By far better than any bank I’ve ever been with. Don’t have to worry about all those fees and requirements. Hassle free banking.
I have been an Allegacy member for a few years now. Overall, this has been a great experience. Their staff is very customer service oriented. There was a potential issue just before closing on our house, and one of the branch managers helped us work through the issue, personally seeing it through.
It’s the finest CU I’ve used in my many years, very knowledgeable cashiers, managers and loan professionals.
I have been a member with the Allegacy back when it was Reynolds Credit Union. Excellent service in the CU. Excellent service on the phone. Excellent app for my phone. Web site very user friendly. I highly recommend Allegacy FCU.
Great tellers with excellent customer service skills. Been using for over 10 plus years. Keep it up ladies and gents you rock.
Very nice bank, staff is always ready to help with whatever you need.
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