Federal Housing Administration Loan
Dream big. Never stop.
For many people, a Federal Housing Administration (FHA) Loan is the program that makes home ownership possible. Thanks to FHA insurance, it requires a much smaller downpayment than do conventional loans, with competitive rates that translate to more affordable monthly payments.
Lower Downpayment
FHA loans require a smaller downpayment, helping put home ownership within reach
Competitive Rates
Enjoy competitive interest rates, which make monthly payments more affordable
Government-Backed Mortgage
Great option for first-time homebuyers and experienced homeowners with limited cash for a down payment or lower FICO scores than needed for conventional financing.
|
Program |
Rate |
APR* |
|---|---|---|
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*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 10/30/2025 at 12:05pm (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the credit history through the time of closing. |
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Program FHA 30 Year (FHA) |
Rate 6.125% |
APR* 6.216% |
Calculators to help you choose the right mortgage for you
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