Pay Down Debt or Save for Retirement?
You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt … Continue reading
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Keeping Debt Manageable
Debt is a reality for most Americans. In fact, the Federal Reserve estimates that 77% of Americans carry some form of debt.1 As a vital part of daily life, debt … Continue reading
Is Debt Consolidation Right for You?
At Allegacy Federal Credit Union, we will always do the right thing for your wellbeing. If you have several monthly bills that are all due on different days of the … Continue reading
Don’t Delay: The Benefits of Saving Now
For long-term investment goals such as retirement, time can be one of your biggest advantages. That’s because time allows your investment dollars to do some of the hard work for … Continue reading
Saving Money: A Proverbial Plan
When it comes to saving money, we all could do a little better. On average, the personal savings rate in the United States hovers around seven percent. During times of … Continue reading
5 Metrics That Matter
“You can’t manage what you can’t measure.” This adage is certainly true when it comes to your health metrics—such as blood pressure and cholesterol. The same can be said for … Continue reading
Why We Overspend
Often, our spending decisions are ruled by feelings. When our willpower is low and suggestive advertising is prevalent, we may fall victim to certain triggers and spending traps. Understanding how … Continue reading
Ways to Promote Your Own Financial Health
At Allegacy, our commitment to helping you be your best includes finding that optimal balance of physical, emotional, and financial wellbeing. While everyone’s personal wellness journey will be unique, we … Continue reading
Fraud Prevention Tips + Resources
Since so many of life’s daily activities are transacted in the digital space, it’s quite common to be exposed to fraud. From data breaches and hacking to deceptive social media … Continue reading
3 Easy Steps to Added Financial Protection
Part of caring for your family’s financial wellbeing means protecting your finances in the event of an accident, injury or unexpected medical diagnosis. Health insurance may only cover a portion … Continue reading
6 Tips for Safer Online Shopping
As the world has adapted to “doing more from home,” the volume of purchases being made entirely online has skyrocketed. Unfortunately, so have online shopping scams. Whether you’re shopping for … Continue reading
Staying Financially Fit On the Go
At Allegacy Federal Credit Union, we know that your time is precious and we want to do the right thing for your wellbeing by giving you banking options that are … Continue reading